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Home » Crypto vs Stocks Calculator – Compare Investment Returns

Crypto vs Stocks Calculator – Compare Investment Returns

₿ Crypto vs Traditional Investment Simulator

Compare cryptocurrency returns vs traditional stock market investing

How much would you invest?
How long will you hold?
Bitcoin historical avg: ~100-200% (very volatile!)
S&P 500 historical average: ~10%

Investment Comparison Results

Crypto Portfolio Value
$0.00
Stock Portfolio Value
$0.00
Crypto Total Return
0%
Stock Total Return
0%

🏆 Winner

⚠️ CRITICAL: Volatility Comparison
Asset Annual Volatility Max Drawdown
Bitcoin 70-80% -84% (2018)
S&P 500 15-20% -37% (2020), -56% (2008)

Translation: Crypto can drop 80%+ in a year. Can you stomach that?

🚨 Crypto Risks:
  • Extreme Volatility: 50%+ swings are common
  • Regulatory Risk: Government bans or restrictions
  • Technology Risk: Smart contract bugs, hacks
  • No Intrinsic Value: Purely based on sentiment
  • Exchange Risk: Exchanges can fail (FTX, Mt. Gox)
  • No FDIC Insurance: You can lose everything
✅ Stock Market Advantages:
  • 100+ Years of History: Proven long-term returns
  • Cash Flow: Companies generate real profits
  • Regulation: SEC oversight and investor protections
  • Diversification: Thousands of companies globally
  • Dividends: Regular income streams
  • Predictability: Lower volatility
💡 Balanced Approach:

Many experts suggest:

  • 1-5% in crypto (only what you can afford to lose)
  • 95-99% in traditional assets (stocks, bonds, real estate)
  • Treat crypto as a speculative bet, not core portfolio
  • Never invest money you need in the next 5-10 years
  • Dollar-cost average instead of lump sum timing

Crypto vs stocks content – 2000+ words on comparison, risks, allocation strategies…